Beyond Identity Theft
Most computer security and antivirus software providers only reimburse for Identity Theft, which is not cyber insurance. We think you deserve better and we also include Identity Theft with all our plans!
Digital Life means New Digital Liability
Your personal computers are susceptible to a cyber attack that could be used to run up fraudulent charges, target your children and hold your personal information hostage. If you are the victim of a cyber crime you could face financial consequences like ransom demands and expenses to restore computers.
Beyond Insurance
Most personal cyber insurance is sold as an add-on to your homeowners or renters policy and coverage is generally very limited. With eSure.AI you get full coverage up to your policy amount, which means we’ll pay if you’re ransomed or a victim of fraud.
What does our Personal Cyber Insurance cover?
Ransoms Paid
We will pay cyber extortion expenses and ransom monies that you incur.
Funds transfer fraud
We will pay for the costs of the charges you have incurred or funds you have transferred.
Dark Web Monitoring
Alerts when personal information is exposed on places like the dark web or on underground forums and file sharing sources. Monitor children’s social media handles and receive alerts when violent, profane or bullying language appears.
Financial Accounts
Alerts if personal information has been used to apply for or open a new bank account, or if changes have been made to their existing bank account
Sex Offender Registry
Alerts if the address of a registered sex offender(s) is found within a certain distance of your address
Online Shopping Fraud
We will pay for your loss of money where you have been the victim of Online Shopping Fraud.Get covered
3 easy steps
- Click “GET PROTECTED”.
- Complete your purchase.
- Voila! you are now protected and covered.
Consumers deserve the same level of cyber liability protection that big businesses enjoy.
Chase Norlin, CEO, eSure.AI
| eSure.AI | Homeowner / Renters Policy |
|
|---|---|---|
| Insurer Approved Endpoint Security Technology with 24/7 Security Operations | Included. | Not included. |
| Cyber Attack Coverage | Extended coverage: supports recovery for digital assets such as music, photographs, videos. | Recovery limited to data and system restoration computing devices. |
| Ransom/Extortion Coverage | Extended coverage: 1. Certified vendor to deal with an extortion event, 2. Covers events when it’s in the insured's best interest to pay the ransom, 3. Gives insured the discretionary authority to pay the ransom if it is reasonable to do so. | Covers ransom and extortion threat expenses with support to remediate event, no ransom payments. |
| Cyber Bullying or related events | Coverage up to limit of policy (after deductible). | Not covered. |
| Home Title Lock | Home title monitoring. Banking and account monitoring. Fully managed restoration and recovery services for home title fraud. | Not covered. |
| Identity Theft | Broader coverage that specifically covers phishing schemes. | Supplements homeowner's coverage, which may cover fraud related to credit, debit, forgery losses. |
| Coverage for Smart Devices and Wearables | Coverage up to the limit of the policy (after deductible). | Not covered. |
| Dark Web Monitoring | Included. | Not covered. |